Our Services

At Belmores Chartered Accountants we aim to provide you with advice when your business needs it, not just when you ask for it. We help you manage every aspect of your business and because we establish a one-on-one relationship with each of our clients, our advice is tailor-made for your business. We've also developed our traditional auditing and accounting practices into innovative client-focused services. Our flexibility and adaptability ensure we help you get the best results.

Listed below are the services we offer. This list is by no means exhaustive, and our team of friendly staff are more than happy to talk about any services not listed here that you might require.

Wealth Management

Are you working hard but don't seem to be getting anywhere?

Do you want your money to work as hard as you do?

Belmores Wealth Management can assess your current situation and help you with a strategy that builds your wealth over time. Whether it be salary sacrifice into super or a regular savings plan, we will show you the long term benefits of a comprehensive Wealth Management strategy.

Building wealth is a long term strategy so Belmores Wealth Management will review your progress regularly to ensure you are always on track to meet your objectives and make any changes as required.

Take the first step today and call Belmores Wealth Management to find out what options might be available to you. No obligation, the first conversation is always free.

We look forward to meeting you!

Belmores Wealth Management ABN 61 185 654 130 is an Authorised Representative (No. 1240947) of BWM Licence Pty Ltd ABN 64 648 164 505 / AFSL 531262

Retirement & Succession Planning

Would you like to reduce your working hours or stop working completely?

Do you have enough money to retire now?

As Chartered Accountants specialising in retirement planning our first step is to understand your needs and goals. From there we work with you to develop the strategies and actions required to provide for a financially secure retirement.
 
We achieve this by:

• Centrelink planning
• Long term tax minimisation
• A complete assessment of your investments and insurances
• Investments that align with your risk appetite
• Superannuation structures and strategies
• Transition to retirement pensions
• Considering strategies that will provide for a long retirement
• Reviewing wills, power of attorney and superannuation death benefit nominations

Take the first step today to find out what options might be available to you. No obligation, the first conversation is always free.

We look forward to meeting you!

Business Development

Where is your business going?

Do you have a clear vision of what you want to achieve in your business and a realistic action plan to get you there?

Do you have the right people in your business and are they in the right roles?

Do you enjoy sufficient cash flow, the lifeblood of any business? Do you need new funding or more working capital to help you achieve your business goals? 

Ultimately, what is holding your business back from higher levels of profitability?

As Chartered Accountants specialising in business development our first step is to understand your business needs and goals. From there we work with you to develop the strategies and actions required to provide a clear path to business growth and profit improvement

It all starts with vision:

• What do you want to achieve in your business and in your life?
• Have you got the right people in the right jobs?
• How do the finances stack up?
• How well is the business penetrating its target market?
• How effective is the sales process?
• How well the is business positioned for future growth?

Using a proven methodology for strategic business growth, we then work with you to build a structured action plan to help you achieve your business goals.

Take the first step today to find out what options might be available to you. No obligation, the first conversation is always free.

We look forward to meeting you!



Taxation & Accounting

Belmores: In partnership with your business.

If you operate a business and would like to understand how we can help you improve your revenue and profits, reduce your tax bill, take the daily financial burden off your desk and develop strategic plans to secure the future of your business, we are here to help you.

As Chartered Accountants specialising in business taxation planning our first step is to understand your business needs and goals. From there we work with you to develop the strategies and actions required to provide a clear path to minimising tax and maximising your profit.

Whether you are looking for assistance in managing your taxation compliance requirements we can assist you with:

• Advanced taxation planning strategies
• Lodging and managing your BAS and taxation returns
• Comprehensive bookkeeping and transaction management
• Strategic business planning
• Succession planning strategy to secure the future of your business
• Comprehensive risk insurance to protect your business
• Cash flow forecasts and support for funding applications

Take the first step today to find out what options might be available to you. No obligation, the first conversation is always free.

We look forward to meeting you!

Belmores: Working for you and your family.

Whether you are looking for straightforward advice or assistance in submitting your annual tax returns, or whether you would benefit from a more comprehensive understanding of the various tax structures that are available to protect you and your family in the future, Belmores offers the following products and services for individuals, partnerships, personal and family trusts and limited liability companies.

• Annual income tax returns and installment activity statements
• Up-to-date tax advice to minimise your tax burden
• Customised wealth management strategies
• Establishment of and ongoing compliance for self-managed superannuation [link to Superannuation page] funds
• Comprehensive risk insurance to protect yourself and your family from potentially devastating unforeseen events
• Assistance in planning your estate to reduce the worry for your dependents
• Advice on how to establish and structure a trust for your or your family's financial protection
• Due diligence on major purchases or sales for investment or business
• Long-term tax planning advice to better prepare you for unforeseen circumstances

Appointments for 2024 Income Tax Returns

Belmores will be taking appointments for the 2024 Income Tax Return year from July 2024.

Our offices will remain attended by minimal staff and all appointments will be taken via Zoom/phone call. If you would like to make an appointment please choose one of the following methods:

• Log onto Belmores website & choose 'contact us/enquiry form' to request an appointment, indicating your preferred appointment type ie Phone/Zoom. You will be contacted with an appointment day/time & requested to forward your documentation.
• Phone your local office.

We will contact you at the time of your appointment via your preferred method. Alternatively, please email the information below to belmore@belmores.com.au, or load onto your drop box or google drive account, and your return will be completed and emailed out to you.

To complete your return you will need to provide the following information:

• PAYG Payment Summaries (Group Certificate);
• Bank Interest details including any withholding tax;
• Dividend Slips (usually 2 per year) including Dividend Reinvestment;
• Letter from your Health Insurer about Health Insurance Cover;
• Copies of income protection, trauma and/or life insurance policy documents;
• A copy of your most recent superannuation fund statement;
• A summary of all your receipts for donations, bank charges, work related expenses;
• MOST IMPORTANT: For you to claim Work Related Expenses over $300 you must keep your receipts or documentation;
• Bank Account details for the Tax Office Refund

We have now converted to an electronic document management system and do not hold any paper copies. Any documents you provide will be scanned, saved electronically and shredded.

We will be providing you with your copy of the tax return and tax estimate either email.

Bookkeeping

Are you overburdened with paperwork?

Would you like to have more free time away from dealing with business bookkeeping?



Allow us to help you.

Belmores offers a comprehensive bookkeeping service to handle all of the tedious, financial administrative tasks of your business for less than the cost of hiring a part-time bookkeeper and with far less risk to your business.

The tasks that we can assist you with include the following:

• Debtors and Creditors processing including invoicing, payments and statements
• Payroll processing
• Bank account reconciliation interfacing directly with your bank
• Quarterly BAS fillings
• Invoice & Document managment through Hubdoc
• Xero & MYOB transactions interfaced seamlessly with your system
• Complete financial reporting for management and business performance reviews

This offering can be fully customized to provide exactly the services that you require, priced accordingly.

Would you like to find out how easy it is to turn your bookkeeping over to the professionals? 

Take the first step today to find out what options might be available to you. No obligation, the first conversation is always free.

We look forward to meeting you!

Risk Insurance

Consider what would happen if you were forced to leave work for an extended period or worse still, could never work again. Would you and your family be able to cope financially? It happens all too often, but the general attitude is that "it won't happen to me."

Take 51 year old Liza, for example. She started a new job and had hardly ever been sick. When Liza was diagnosed with a malignant tumour and underwent major surgery her world was turned upside down. She was not eligible for Total and Permanent Disability because she is likely to recover over time. Fortunately, Liza was eligible to claim on the income protection through her super but she had to wait 90 days for the first payment and it will only pay for a total of 2 years. Liza was forced to use her savings and sell some assets to pay for her medical and living expenses in the interim period.

Today Liza is struggling to cope mentally and physically and is very worried about her future income when her current insurance ceases. She is desperately looking for work but has not been successful in finding any.

Imagine if Liza had a steep mortgage or a family to support?

We take measured risks everyday but it is the unexpected that is likely to have the most devastating affect on you and your family. You can minimise this risk by holding appropriate life insurance.

Do you know how much insurance you have and whether it is appropriate to protect yourself and your family in the event of a devastating unforeseen circumstance?

Belmores offers the following categories of life insurance:

• Death
• Total and Permanent Disablement
• Trauma
• Income Protection

You work hard to build up assets over time such as owning your own home, maintaining a portfolio of investments and contributing to superannuation for retirement.

An unexpected accident or illness can have a devastating impact. It can not only reduce or cease your income entirely, it could also cost you money which may require you to sell assets in a hurry.

Insurance offers a way of protecting yourself should this happen. Death, Total & Permanent Disability and Trauma insurance pay a lump sum in the event of death, a major accident that causes permanent disability or a specified medical condition. The lump sum can be used to fund any short term income loss or expenses.

Income protection insurance pays a regular monthly income in the event a person is off work for more than a set period of time due to accident or illness, but is limited to 75% of the actual wage. The payment can continue to age 65 and is taxable.

Many people do not have sufficient insurance to protect their family and assets if something were to go wrong, do you?

Interested to learn how we can help you protect yourself from unforeseen circumstances?